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DEVIKA · Candidate #2420

Portfolio Manager – Small & Growing Business
Portfolio Manager – Small & Growing Business · Banking, Insurance & Financial Services · Gampaha
degree-master 1 CV available
✓ Approved Candidate

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Applicant Summary

Experienced banking professional with over 18 years of progressive expertise in credit management, banking operations, and risk assessment within Sri Lanka's financial sector. Holds dual master's degrees in Economics and Management, with strong experience in credit evaluation, mortgage lending, SME financing, and regulatory compliance.
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Professional Details

Job TitlePortfolio Manager – Small & Growing Business
IndustryBanking, Insurance & Financial Services
Education Leveldegree-master
LocationGampaha
CountrySri Lanka
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Skills & Expertise

Credit Risk AssessmentPersonal & Mortgage LendingSME & Microfinance LendingCredit AdministrationRisk Management & ComplianceBanking OperationsBranch ManagementLoan Portfolio MonitoringEnterprise Risk FrameworksCustomer Relationship ManagementRegulatory ReportingInternal Policy DevelopmentBasel III ImplementationRecovery & Collection StrategiesStaff Mentorship & Training
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Professional Experience

Portfolio Manager – Small & Growing BusinessManaged and grew SME loan portfolio while ensuring credit quality. Acquired new clients and maintained strong customer relationships. Conducted credit analysis and processed loan approvals. Monitored repayments, minimized delinquencies, and handled recoveries. Ensured compliance with policies and regulatory requirements. Prepared portfolio performance reports and market insights.
Assistant Manager – CreditEvaluated housing, personal, and SME loan applications for creditworthiness and eligibility. Collaborated with legal and valuation units for collateral verification and loan security assessments. Participated in credit committee reviews and supported staff training on credit policy execution and documentation standards. Assessed EPF balances against loan facilities to validate security and eligibility criteria.
Deputy Manager – BranchAdministered day-to-day branch activities, ensured customer satisfaction, policy adherence, and team performance. Oversaw reporting processes, target tracking, and performance metrics with central management. Resolved customer complaints and implemented service enhancement strategies. Streamlined branch workflows to optimize staff productivity and reduce bottlenecks.
Deputy Manager – Credit AdministrationSupervised loan disbursement procedures and ensured compliance with internal regulations and customer agreements. Maintained loan documentation, supported transparency and audit readiness, reviewed disbursal files, authorized transactions, and monitored internal controls.
Assistant Manager – CreditEvaluated loan proposals, managed documentation processes, ensured timely loan approvals, built client relationships, and supported collections and recovery efforts.
Senior Bank AssistantDelivered front office banking services including teller operations and loan processing. Provided administrative support in customer engagement and product promotion efforts.
Executive – CreditConducted field-level microfinance and SME credit assessments and disbursement follow-ups. Monitored borrower performance and supported rural empowerment through financial inclusion.
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Education & Qualifications

Master of Research in ManagementMerit Pass
Master of Arts in EconomicsSuccessfully completed
Bachelor of Arts in Economics (Second Class – Lower Division)2000–2004
G.C.E. Advanced Level
G.C.E. Ordinary Level
Diploma in Banking and FinanceAssociate Member – IBSL; AM No: AM8705; IBSL Reg. No: 20040837
AAT Stage II (Accounting Technician)
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