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K.A. · Candidate #2648

Branch Manager / Head of Branch
Branch Manager / Head of Branch · Banking, Insurance & Financial Services · Badulu Oya, Badulla
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01

Applicant Summary

Result-driven banking and finance professional with 20 years of experience at CDB Finance PLC. Experienced in branch management, multi-unit oversight, credit evaluation, portfolio quality control, risk management, and legal recovery.
02

Professional Details

Job TitleBranch Manager / Head of Branch
IndustryBanking, Insurance & Financial Services
Education Levelcertificate
LocationBadulu Oya, Badulla
CountrySri Lanka
03

Skills & Expertise

Multi-Unit GovernanceCredit Evaluation & LendingPortfolio Quality ControlRisk & Legal RecoveryTeam Leadership & DevelopmentBranch Operations & StrategyRecovery ManagementAge Analysis of Arrears
04

Professional Experience

Branch Manager / Head of BranchDirectly monitor and oversee the strategic, operational, and financial performance of two current business units in Welimada and Haputhale. Previously managed and supervised the Hali-Ela and Passara business units. Manage core operations for the Badulla and Bandarawela branches, aligning execution with corporate budgets and targets. Consistently achieved and exceeded targets for Deposits, Savings, Credit Cards, Vehicle/Home Loans, MSME, and Gold Loans. Maintained branch collection above 100% and NPL ratio below 6%.
Recovery OfficerMaintained company NPL ratio under 5%. Conducted area-wise age analysis on high-risk arrears cases and handled legal recovery proceedings to recover non-performing assets and minimize provisioning risk.
Field OfficerMobilized rural demographics, formulated peer lending groups, and disbursed micro-loans. Organized educational training sessions to foster savings habits and support small-scale entrepreneurial initiatives.
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Education & Qualifications

Certificate in Marketing
Special Certificate Course
GCE Advanced Level (Mathematics Stream)Attempted Pure Mathematics, Applied Mathematics, Physics, and Chemistry
GCE Ordinary LevelObtained distinction for Mathematics along with 7 credit passes
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